I think i may have had a nervous breakdown. does it sound like i have to you?

iv recently experienced some things in the past year that have landed me on anti-depressants, high blood pressure medication all to control my anxiety because of it. it was some pretty stuff thats happened and i was only 18 at the time. iv been married eight months now and for 6 of those months my husband was unemployed. we survived on my part time/ casual wage and we are in over 30,000 AUD worth of debt. it was tough. he got a job like a week ago. recently i have had to up my meds cos they wernt working anmore and i was having severe panic attacks, feeling depressed and like i couldnt cope. then yesterday, some bad stuff happened at work, and i have the day off today. it left me feeling distraught last night and today i just had a melt down. the house is an absolute mess - like a bomb has gone off in here.,.... nothing is done and i havnt cooked a proper meal in over a month whereas m usually on top of that. this morning i just couldnt get up. i couldnt copy with opening the computer and i couldnt even think about going downstairs. i literally couldnt get out of bed, and i just broke down. i have felt like i am going to just snap and give up for a while, but it really hit me today. i just can't. i can't do anything. i cant sleep, but i cant get up... its like im in some black emotional pregutory. i had about a 15 minute episode where i was howling hysterically and couldnt stop. but then it went back to me just lying in bed. i have only just gotten on the computer to ask this but honestly... its the biggest effort i will give today. i have given up on life. my life has no value and i feel dead. do you think iv had a breakdown? should i get my husband to take me to hospital?